Affordable Boat Insurance
Best Boat Insurance Coverage and Rates
More Than 250 Carriers In Our Network
Local Boat Insurance Agents
We Offer Boat Insurance In Texas and Beyond
Boat Insurance by Belus Insurance
Smooth Sailing Across The Nation
Owning a boat is all about enjoying freedom on the water, but with that freedom comes responsibility. At Belus Insurance we offer comprehensive boat insurance policies designed to protect your investment and ensure peace of mind. Serving clients across the nation, we make it easy to find the coverage you need for smooth sailing every time.
Why Choose Belus Insurance for Boat Insurance?
- Expertise You Can Trust: With years of experience, we understand the unique risks associated with boat ownership in Texas and other states.
- Nationwide Service: From Texas lakes to coastal waters across the country, we provide coverage for boaters wherever they navigate.
- Customizable Policies: We tailor coverage to fit your needs, whether you own a fishing boat, pontoon, sailboat, or personal watercraft.
- Top-Notch Providers: Partnering with leading insurance carriers, we offer reliable and affordable options you can count on.
Quick Home & Auto Quote
Save big with Belus Insurance when you bundle your home and auto insurance. Request a quote or speak with a local Belus Insurance agent today.
Comprehensive Boat Insurance Coverage
Physical Damage Protection
- Covers your boat, motor, trailer, and onboard equipment against damage from accidents, theft, storms, or other covered perils.
Liability Coverage
- Protects you if you’re responsible for injuries or property damage caused by your boat, whether to passengers, other boaters, or dock property.
Uninsured/Underinsured Boater Coverage
- Ensures you’re protected if you’re involved in an accident with a boater who lacks sufficient insurance.
Medical Payments
- Covers medical expenses for you and your passengers in the event of an accident, regardless of fault.
Towing and Assistance
- Provides reimbursement for towing and emergency services if your boat breaks down on the water.
Additional Coverage Options
Customize your boat insurance policy with options like:
- Fishing Equipment Coverage
- Watersports Liability
- Extended Navigation for Coastal or International Waters
- Trailer Coverage

The Belus Insurance Difference
Personalized Service
We take the time to understand your boating habits and create a policy that fits your lifestyle.
Local Knowledge with National Reach
While we’re rooted in McKinney, TX, we proudly serve boaters across the nation.
Fast, Reliable Claims Support
If the unexpected happens, we’re here to help you get back on the water quickly.
Protect Your Boating Adventures Today
Whether you’re fishing, cruising, or enjoying watersports, having the right boat insurance is essential. At Belus Insurance, we’re dedicated to providing peace of mind so you can focus on the fun.
Get a free boat insurance quote today! Contact Belus Insurance and let us help you set sail with confidence.