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Auto Insurance

Auto insurance is a contract between you and the insurance company to protect you against financial loss. Auto insurance provides coverage for property damage, theft and liability.

Belus Insurance is dedicated to finding you the best rate and coverage to fit your needs.  We have a large network of carriers that we work directly with to give you the best discounted rates.

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We're here to help. Call us if you have any questions.

Auto Insurance 101

Auto insurance is a contract between the policyholder and the insurance company. The policyholder agrees to pay the premium and the insurance company agrees to pay losses as defined in the policy.

Auto insurance provides property damage, liability, and can include medical coverage:

  • Property damage pays for damage to, or theft of, your vehicle.

  • Liability coverage pays for the policyholder’s legal responsibility to others for bodily injury or property damage.

  • Medical coverage pays for the cost of treating injuries, rehabilitation and funeral expenses.

Most states require drivers to have auto liability insurance in order to legally drive a car. Liability insurance pays the other driver’s medical, vehicle repair and other costs when the policyholder is at fault in an auto accident. All states have laws that set the minimum amounts of insurance that drivers are required to have. Most auto policies are for six or twelve months. A basic auto insurance policy is comprised of six different kinds of coverage, each of which is priced separately (see below).

  • Where can I get a quote?
    To get a free quote from Belus Insurance, simply select the type of coverage you are looking for and fill out our simple form or call our toll free number and speak with an agent right away.
  • How fast can Belus Insurance provide me with a quote?
    We can provide you with a free quote within minutes. Give us a call or fill out our form to get started now.
  • What coverages does Belus Insurance offer?
    Belus Insurance offers home, auto, life, renters, health, business insurance and more. To see the full list of coverages offered by Belus Insurance, click here
  • What if I'm interested in multiple types of insurance?
    Then you've come to the right place. Belus Insurance specializes in helping people find the best rates and coverages. Many times we can bundle rates together to get you an even better price. Call us now to get a free quote.

Don’t just stop at auto insurance, bundle auto and home insurance today and save even more. 

Our Auto Insurance Carriers

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and many more...

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